Listing provided courtesy of Coldwell Banker Realty- MLS# 1006099MLS Provider

21 Garnet CoveMiramar Beach, FL 32550

Single Family · 3 Beds · 2 Full Baths · 1,694 Sq. ft.
$799,900 Active

21 Garnet Cove Overview

Time on Site:
6 days
Visits:
1

Discover coastal living just steps from the sugar-white sands of the Emerald Coast in this beautifully maintained 3-bedroom, 2-bath home with a spacious third-floor loft in the gated community of Emerald Shores. Ideally positioned approximately 300 yards from the community's private beach access and adjacent to one of two community pools, this property offers an exceptional combination of location, convenience, and rental potential. The first floor features an open and inviting layout with tile flooring throughout, a well-appointed kitchen, generous dining area, and a spacious primary suite. Upstairs, two guest bedrooms share a full bath and each offer French doors opening to an expansive balcony, creating the perfect space to enjoy coastal breezes. The third-floor loft provides flexible space for additional sleeping accommodations, a media room, home office, or recreation area. Offered fully rental-ready, this home is an excellent opportunity for a primary residence, second home, or investment property. Residents and guests enjoy access to two community pools, tennis courts, and the highly desirable Emerald Shores beach pavilion with controlled access to the Gulf of America, all within a short stroll from the home. Whether you're seeking a beach retreat or an income-producing coastal property, this Emerald Shores gem delivers the best of Destin-area living in one of the community's most sought-after locations.

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

21 Garnet Cove Facts & Features

  • Type Single Family
  • Sq. ft. 1,694
  • Price/Sq.ft. $472

Details

General

Association/HOA

  • Association Fee Includes: Ground Keeping,Trash
  • Association: true

School Information

  • Elementary School: Destin
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton

Listing Information

  • Buyer Financing: Conventional,FHA,Owner,VA

Building Information

  • New Construction: false
  • Year Built: 1993

Location/Region

  • County Or Parish: Walton
  • MLS Area Major: 15 - Miramar/Sandestin Resort
  • MLS Area Minor: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
  • Subdivision Name: EMERALD SHORES

Community/Development

  • Community Features: Short Term Rental - Allowed,Pickle Ball,Beach,Deed Access,Gated Community,Pavillion/Gazebo,Pets Allowed,Pool,Tennis,TV Cable

General Information

  • Parcel Number: 30-2S-21-42830-000-0360
  • Property Condition: Construction Complete
  • Property Sub Type: Detached Single Family
  • Property Type: Residential
  • Zoning: Resid Single Family

Interior

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: County PA Records
  • Building Area Total: 1694.0

General Information

  • Appliances: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Rooms Total: 7
  • Stories: 3

Exterior

Lot Information

  • Lot Features: Cul-De-Sac
  • Lot Size Dimensions: Irr
  • Lot Size Units: Acres

Building Exterior/Construction

  • Architectural Style: Beach House
  • Construction Materials: Stucco

General Information

  • Carport: false
  • Exterior Features: Balcony,BBQ Pit/Grill
  • Fencing: Fenced Lot-All
  • Pool Features: Pool Type
  • Utilities: Electric,Public Water

Room Information

Room: Bonus Room

  • Level: First
  • Dimensions: 6.5 x 9.5
  • Length: 6.50
  • Width: 9.50
  • Description: Carpet Flooring

Room: Dining Room

  • Level: First
  • Dimensions: 9.5 x 10.5
  • Length: 9.50
  • Width: 10.50
  • Description: Ceramic Tile Flooring

Room: Kitchen

  • Level: First
  • Dimensions: 9.5 x 10.5
  • Length: 9.50
  • Width: 10.50
  • Description: Ceramic Tile Flooring

Room: Living Room

  • Level: First
  • Dimensions: 17 x 10.5
  • Length: 17.00
  • Width: 10.50
  • Description: Ceramic Tile Flooring

Room: Master Bedroom

  • Level: First
  • Dimensions: 17 x 12
  • Length: 17.00
  • Width: 12.00
  • Description: Ceramic Tile Flooring

Room: Bedroom

  • Level: Second
  • Dimensions: 9.5 x 10.5
  • Length: 9.50
  • Width: 10.50
  • Description: Carpet Flooring

Room: Bedroom

  • Level: Second
  • Dimensions: 9.5 x 10.5
  • Length: 9.50
  • Width: 10.50
  • Description: Carpet Flooring

21 Garnet Cove Neighborhood

Community

32550 (Miramar Beach) Demographics

56
Median Age
1,122
Population Density (per sq. mile)
63%
College Educated
$70,842
Estimated Median Income
2,763
Estimated Total Home Owners
1,152
Estimated Total Renters
71% / 29%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

21 Garnet Cove Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

21 Garnet Cove Market Data

Based on the last 30 days in this zip code

$984,294
Average List Price
$565
Average Price per Square Foot
54
Properties Sold
152
Average Days on Market
894
Properties for Sale
Calculations provided by Reliance Network

21 Garnet Cove History

Date Event Value Agent
6/23/2026Source: Emerald Coast MLS Added to Database
June 23, 2026